Health Insurance


Health Insurance continues to evolve and can be complicated. Our experienced professionals do all the work by researching and helping you find the right plan and insurance carrier.  To help you understand all your options, we’ll look at both individual and employer-sponsored plans, explaining and comparing them.


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Group Health Insurance

Employer-sponsored health insurance is a health policy selected and purchased by businesses and offered to eligible employees and their dependents. Advantages of an employer plan:

  • The employer often splits the cost of premiums with their employees.
  • We help the employer find the right the plan options that best fit their goals.
  • Premium contributions from employer’s are not subject to federal taxes, and employee contributions can be made pre-tax, which lowers employee’s taxable income.
Individual Health Insurance

Individual Insurance is a health policy that you can purchase for just yourself or for your family. We can help you find the right plan for you and your family. Advantages of an individual plan:

  • You can choose the insurance company, the plan and the options that meet your needs.
  • You can renew or change plans, options and health insurance companies during the annual Open Enrollment period.
  • Your plan is not tied to your job, so you can change jobs without losing your coverage.
  • You can choose a plan that includes the doctors and hospitals you trust.